We are thrilled to have you on board and look forward to embarking on a successful investment journey together. Your decision to partner with us demonstrates a commitment to achieving your financial goals, and we are dedicated to providing you with expert guidance, personalized solutions, and a seamless experience throughout our partnership.

1. Introductory Meeting

  • Familiarize yourself with your financial advisor and our collaborative approach.
  • Share your financial goals, concerns, and current situation.
  • Evaluate your risk tolerance.

2. Become a Client and Solutions Meeting

  • Review your current financial status and present tailored solutions.
  • Identify areas for improvement.
  • Set short-term and long-term goals.
  • Develop a comprehensive, long-term game plan.
  • Complete paperwork to officially become a client.

3. Check-In Meeting (1–2 months after becoming a client)

  • Assess spending habits.
  • Create a budget.
  • Discuss strategies for saving and reducing debt.
  • Ensure the established game plan aligns with your needs.

4. Investment Planning

Month 12: Investment Strategy

  • Re-evaluate risk tolerance and comfort with market fluctuations.
  • Discuss and adjust investment strategies.
  • Review asset allocation.

Month 18: Portfolio Review

  • Evaluate investment performance.
  • Confirm beneficiary updates.
  • Adjust investments based on market conditions.
  • Address changes in your financial situation.

5. Risk Management and Insurance

Month 24: Insurance Review

  • Evaluate insurance coverage.
  • Discuss life, health, and property insurance needs.
  • Make necessary adjustments.

Month 30: Emergency Fund Assessment

  • Review and update the emergency fund.
  • Explore ways to enhance financial security.

6. Tax Planning and Retirement

Month 36: Tax Planning

  • Explore tax-saving strategies.
  • Discuss changes in tax laws.
  • Optimize tax efficiency.

Month 42: Retirement Planning

  • Assess progress towards retirement goals.
  • Adjust contributions to retirement accounts.
  • Discuss potential lifestyle changes in retirement.

7. Estate Planning and Review

Month 48: Estate Planning

  • Discuss wishes for wealth transfer.
  • Review and update will and estate plan.

Month 60: Final Review and Future Planning

  • Summarize progress over five years.
  • Discuss future goals and financial planning.
  • Plan for ongoing reviews and updates.
  • Meet beneficiaries and address their questions.

Note: Besides the meetings mentioned above you will also receive timely market updates and how they might affect your investments.